I feel sure you have heard the word JOB before? .... do you know what people
are currently translating that word to mean? J.O.B. - Just Over Broke!!
We can share with you a MUCH better way to live! You will literally be
laughing with joy when you leave your J.O.B. for a life of pleasure, relaxation,
fulfilment and anything else you desire! Instead of the dread that is
circulating throughout the world at the moment as millions of people are being
sacked from their jobs, you will be opening up to a world that you never before
thought you would be able to access! People will say to you "No Job?"
and you will shout with glee, "That's correct, and No Worries Mate!!"
That's right .... NO JOB MEANS NO MORE WORRIES!
Following are some examples of the reports in the Australian news these last
few months (early 2009) .....
(If these articles depress you, ignore them by moving past them and continue reading here.)
~~~~~~~~~~~~~~~
AUSTRALIAN workers now take home an average of $1166.50
gross a week, 5.5 per cent more than what they were pocketing a year earlier.
In February 2008, the nation's jobless rate was at a 33-year low of 3.9 per
cent.
"It reflects when unemployment was at record lows in the early part of 2008 and
businesses were finding it hard to attract and retain staff," Mr James said.
Data released yesterday showed rates of pay were growing at a far slower pace
than a year ago, and the number of job vacancies took a sharp dive in February.
NEWS.com.au - February 26, 2009
INTEREST rates are tipped to fall to record lows tomorrow, as the effects of
the global downturn threaten to hit our economy hard.
The median forecast was for a 50-basis-point rate cut. That would take the
cash interest rate to a record low of 2.75 per cent.
A further 50-basis-point cut, if passed on in full by lenders, would knock
another $77.96 a month off the average mortgage of $249,645 and would send the
cash rate under the record low monthly average rate of 2.89 per cent seen in
January, 1960.
The Advertiser - March 02, 2009
Warren Buffett's worst year ever
Diminishing returns ... investor Warren Bufftett has had his worst year
ever.
LIKE a wise, friendly uncle dispensing advice in the quiet corner of the room,
legendary investor Warren Buffett has been someone to rely on in good times and
bad.
But this year the Oracle of Omaha is feeling the pain like everyone else,
posting his worst year ever in a stellar 44-year track record.
He is warning of more pain to come.
The Australian - March 02, 2009
A SLOWING economy and a fear of losing their job is motivating many
Australians to slash their debt, economists say.
In recent months, personal credit growth has slowed to rates last seen in
the 1991-92 recession.
Personal borrowing levels, which includes credit cards, margin loans and
personal loans, fell by 0.2 per cent in January, the Reserve Bank of Australia
said.
"At the moment, consumers are probably looking at the global economy, realising
it is weak and they have big concerns about employment."
Mr Sebastian said the economic slowdown and reports of unemployment rising over
the next two years would have a detrimental impact for consumers.
The federal government revised upwards to seven per cent its forecast for the
jobless rate by June 2010, from January's 4.8 per cent.
This equates to an extra 250,000 Australians applying for unemployment benefits.
AAP - March 01, 2009
AS many as 50,000 skilled Australian workers could be looking for work by
2010 across most industries, a new survey says.
Based on its forecast of an unemployment rate of 6.1 per cent by mid-2010,
it expects there will be an oversupply of skilled workers of between 35,000 and
50,000 next year.
The federal government is expecting a 7.0 per cent jobless rate by June 2010,
compared with a jobless rate of 4.8 per cent in February 2009.
The predicted oversupply of labour would represent a massive change in the
employment landscape but its effects would be far from uniform.
The terrible tragedies and massive community impacts of both the Victorian
bushfires and the Queensland floods may increase demand in sectors where
shortages persist, such as building and engineering and trades industries.
"As the economy tightens further, discretionary expenditure is expected to
further impact social activities and particularly the restaurant industry,
thereby softening demand for chefs, currently top of the skills shortage list,''
the report said.
AAP - March 02, 2009
22,500 people in NSW lost their homes last year
THE number of people needing temporary accommodation because they have lost
their homes has risen by 33 per cent, New South Wales Housing Minister David
Borger says.
A total of 22,500 people sought immediate help from Housing NSW in 2007/08, up
by 7600 on the previous year.
The figure represents an average rise of 643 people a month.
Another 28,000 households were provided with Rentstart assistance from the NSW
Government to help with bond and rental payments.
Mr Borger said it had cost $9 million to find safe shelter for the thousands of
extra people needing places to stay, a cost increase of 51 per cent on the
previous year.
"More and more people are struggling to keep a roof over their heads," he said.
AAP - March 04, 2009
Families lose their jobs and homes
Foreclosure Widespread ...
MORE than 7600 people have become economic refugees in the past 12 months, with
a record number of families losing their homes as the economy dives.
A further 28,000 are struggling to hold on and have flooded the New South Wales
State Government for financial help in the form of rent payments and bonds.
Horror stories emerged from Housing NSW last night of families evicted because
investment homes were being repossessed, while others had lost their jobs and
were unable to pay rent.
Housing Minister David Borger yesterday said the number of homeless families had
increased 51 per cent and that staff were finding shelter for an extra 643
people a month.
"We are seeing people who are economic victims who have lost jobs and can no
longer pay bills. They have racked up their credit cards," he said.
"There is a new category of economic refugee."
The Daily Telegraph - March 04, 2009
Australia on brink of recession
AUSTRALIA is on the brink of its first recession in almost two decades after
the economy shrank in the December quarter.
Only the performance of the agriculture sector spared Australia a technical
recession, defined as two consecutive quarters of economic contraction.
Prime Minister Kevin Rudd gave a strong indication Australia would drift into
recession, saying that recent data showed the nation "cannot continue to swim
against the global economic tide".
βAustralia can reduce the impact, cushion the impact of the global economic tide
but we cannot stop it altogether,β Mr Rudd said.
The economy grew at an anaemic 0.3 per cent over the year.
The stock market slid to its lowest intraday level in five years and the dollar
slumped more than 1 per cent to below US63 cents as investors priced in a
greater chance the Reserve Bank will cut interest rates next month.
βBy the US definition we would have a recession so itβs clear to me that
Australia is already in recession.
βI donβt think it will get much better until the fourth quarter.β
A senior Reserve Bank official warned today the Australian economy won't avoid
pain in 2009 but it was in better sharp than most other countries.
The Australian - March 04, 2009
Kevin Rudd says we won't be able to stop the impact of global recession on
our economy.
PRIME Minister Kevin Rudd says Australia can cushion the impact of the
global recession on its economy, but not stop it.
Mr Rudd told reporters in Gladstone the figures reflected the impact of the
global economic recession under way in 17 advanced economies.
AAP - March 04, 2009
Economy in reverse, but for how long?
AUSTRALIA'S economy is going backwards, with economists now questioning just how
long and deep the slowdown will be.
National accounts for the December quarter reveal the economy slumped 0.5 per
cent, in stark contrast to the market expectation of growth of between 0.1 and
0.5 per cent.
Westpac chief economist Bill Evans said it was "bizarre" to see such a sharp cut
in spending on goods ranging from cars and clothing to cigarettes and alcohol,
given the big cash handouts.
Despite the injection of $8.7 billion into bank accounts from the government's
first fiscal stimulus package, consumers tightened their belts, with spending
rising only 0.1 per cent.
Some economists warned that the economy was likely to contract for the rest of
this year.
"Unemployment will be up to something like 7 per cent by the end of 2010 and in
that sort of world it's tough," said NAB chief economist Alan Oster.
"2009 for the globe is going to be the worst year since World War II."
Herald Sun - March 05, 2009
US government unveils $75bn mortgage plan
THE Obama administration has launched a $US75 billion foreclosure relief plan,
as new data showed one in five US homeowners with mortgages owe more than their
house is worth.
The mortgage plan, part of a $US275 billion housing stimulus program announced
last month, enables struggling homeowners to modify loans even if they are
"under water."
Homeowners with mortgages on about 8.3 million properties were under water at
the end of 2008 and the distress is likely to grow as home values shrink,
according to First American CoreLogic.
The perfect storm of fast-eroding home values just as unemployment has hurtled
to a 16-1/2 year high has propelled foreclosures to all-time highs and thrust
the US housing sector into its deepest downturn since the Great Depression.
Reuters - March 05, 2009
World worries as Obama team struggle
FULL-blown panic is setting in on US financial markets, prompting anxiety in
Canberra and other leading world economies that the Obama Administration is not
doing enough to try to stop the haemorrhaging.
While President Barack Obama and the Democratic-controlled Congress have muscled
through $US787bn ($1.2trillion) in stimulus spending to try to fire up the jobs
market in the US, sources in the Rudd Government have flagged concerns that the
underlying cause of the US economic meltdown - the unprecedented credit freeze -
is not being addressed.
The worry comes as US business leaders are warning the economy is in freefall.
The Australian - March 07, 2009
How to save your job - cut days, cut pay
Money ... do you really need a full pay packet?
WOULD you cut your hours to keep your job?
Companies and unions are negotiating for staff to rotate through shorter working
weeks in a bid to save money without cutting jobs completely.
Holden and Channel 10 are among the companies trying to make the switch. Holden
cut 10 days from staff's rosters for next month but are looking at slashing
more.
Other workers do not have the option yet. It is being reported today that the
National Australia Bank will announce next week plans to axe hundreds of jobs,
while Bank of Queensland said last night that up to 150 jobs could be set for
the chop.
Thousands of other jobs have already been lost and more bad news is expected as
the economy heads towards recession. The most high-profile job cuts so far have
come from Pacific Brands, where those staff who still have a job are urging
customers to ignore calls for a boycott of the company's products because it
could lead to more cuts.
More workers are facing a stark choice: cut hours or face redundancies.
NEWS.com.au - March 06, 2009
Rudd Government reneges on key promises
THE Rudd Government is preparing to ditch a number of key promises in the May
Budget because it can no longer afford them.
A day after Prime Minister Kevin Rudd admitted Australia could not avoid a
recession Treasurer Wayne Swan warned the Government can no longer meet all its
commitments.
"With this global recession now expected to be even more severe than published
in the last official forecasts, with a global tide that is continuously building
in its intensity and ferocity, it will be virtually impossible for Australia to
avoid a period of negative growth," Mr Swan said.
Mr Swan said the global recession would cut global output by $6 trillion, force
50 million people into unemployment and wipe out 25 per cent of Australia's
export earnings.
The Daily Telegraph - March 24, 2009
How to cope with losing your job
Job loss
Sense of loss ... those who have made sacrifices for their jobs find it the most
difficult to adjust, experts say.
FOR many people who have lost their job, the loss of self-esteem and stress are
often bigger issues than their hard-hit bank balance.
Organisational psychologist Dr Anya Johnson says job loss can cause significant
stress and anxiety, which can potentially lead people down the path to mild
depression.
The Daily Telegraph - March 24, 2009
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I realise we have many international members as well
and so from what I can gather from the feedback from a few, things are even
worse in many other countries!! Well, the list goes on and on .... but I
want to devote no more space and energy on these depressed articles. They
are simply here to point out strongly what is happening in the world today (if
per chance you haven't been paying attention )... and yes, it's right on your
own doorstep!!
Looking at these articles SHOULD surely trigger off a response in you to
ensure that YOU will not become one of the statistics discussed therein!
BELIEVE US ... THERE IS DEFINITELY A BETTER WAY OF LIFE!
How do you sidestep these worldwide problems? What do you do if you are
one of the many who lose their job in these drastic cut-backs?
WORK FOR YOURSELF.
OPERATE YOUR OWN HOME-BUSINESS.
USE THE INTERNET TO ENABLE YOU TO WORK WITHOUT LIMITATIONS!
We have personally not had a J.O.B. for over 20 years ... and we can assure
you that there IS a much better solution!
IMAGINE .......
- If you had no Job, but actually had more money than you ever received
when you did have a job!
- If you worked from home, choosing your preferred hours!
- If you never had to sit in the peak traffic, or race for the train -
never had to pack lunches, worry about child-care!
- If you worked in a field you loved, mixed with people of like-mind and
found waking up each day exciting!
- If you had sufficient money to enjoy life - a lovely house, garden, car
and any other things that give you pleasure!
- If you had plenty of time to spend with your family, instead of always
rushing to race out the door to get to your job!
- If you had something of value to offer other people, that would then
equally enhance their lives!
It might all sound like a pipe-dream, or it might seem like something of
which you feel you are not capable. You might quickly say to yourself that
you wouldn't be suited for this type of business, that you don't have the
experience to make it happen, that you have never done this type of work before
... and on the list usually goes!
We cannot be more encouraging to you - we are living examples of the success
that can be had on the internet because we have lived from our internet
businesses since 2000 and life just keeps improving!
We sincerely look forward to giving you guidance in this fabulous opportunity!
the Club Serendipity Team
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'phone: 1800 044 722 (Free Call in Australia)
